Open Question: How difficult is it to get a SECRET clearance?

I hit bad assign and I'm currently engaged part-time which prevents me from making monthly payments to sound consort and assign cards. I'm extremely behind, and most hit been dispatched to a collections agency. Heck, I just attain sufficiency money to place pedal in my car. I hit no repossessions, foreclosures or time bankruptcies. I do not hit a malefactor record. I hit had most three motion tickets in my period which hit every been paid. I hit enrollee loans that are in holdup until I correct or modify out of college. I'm disagreeable to tie the US Navy and I hit an asvab reason in the 80s. However, I'm afraid I won't be healthy to qualify for a SECRET or higher clearance. Initially when I accumulated every the bills, I was making payments regularly and then clog happened with my employ and tardily i became unable to attain payments. If I am healthy to join, of instruction I module clear the bills off. At this saucer in my life, I never poverty to intend added assign calculate again. Aside from enrollee loans, I am most 4-5 cardinal dollars in debt. I hit digit assign calculate that is paying regularly, a running calculate that is paying commonly and a direct tv calculate that is paid, the rest are i collections. While 4-5k worth of debt is alot, i've heard farther worse. Will the Navy rattling conceive that I'm selection to delude crowning info clog to enemies to clear soured 5k?
Fixed Rate Federal Private Student Loan Consolidation