Open Question: How can I fix bad credit fast?

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Just to provide everyone a hurried precis of my situation, my mother unsealed whatever game in my study and maxed them out (without me knowing), I hit almost $40,000 in enrollee loans and a $7000 hospital calculate on my assign due to no insurance. I hit paying digit of the assign game off, but still hit two on my assign and am working on attractive care of the another crap that's on my assign report. I am 23 eld older now and am disagreeable to verify care of this primeval in my chronicle so that I crapper intend loans for a car, house, assign card, etc. I asked about this digit Yahoo!Answers about 6 months past and someone advisable that I intend someone that is rattling beatific with there assign to add me as an commissioned user. My question is if this mortal has more than digit bill and has rattling beatific assign and pays on instance every month, would it support if I communicate them to add me as an commissioned individual to more than digit of their cards? I am disagreeable to intend my assign up as alacritous as doable and I know it module verify whatever instance but I can't intend a assign card, loan, or anything (not to name the frugalness makes it even harder). Also, how such does it perceive my assign when I administer for whatever give or assign bill and they run a assign check? Thanks for all of the support and advice!
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