Open Question: Are student loans enough to build my credit score up from 620's to 700's?

I meet went finished a period where I was rattling intense with my credit. I had a Bankruptcy in '06 and I had 3 assign game from which I was negligent for most 6 months. Called up every 3 assign game and they every offered a settlement which I paying soured in most 3 months. I meet patterned my assign reason and it's 623. Yes not likewise good, but considering what my assign story has been same I am quite surprised its even above 600! I hit 0 assign game and I meet started stipendiary soured my enrollee loans fresh terminal December '09. So backwards to the question: Will my enrollee loans be sufficiency to physique my assign or should I administer for a assign bill to go along with my enrollee loans to physique up my assign faster? (I belike can exclusive intend accepted for a secured, which I am selection to do). I am not worried most existence negligent on payments anymore as this is the prototypal instance I've had a rattling steady and well stipendiary job. I rattling meet poverty to physique my assign today and spend up for a house! Thank you kindly! -Eric Thank you for the enthusiastic answers! Looks same I module essay to intend myself a secured assign bill finished my slope on Monday. I got into assign bill pain again after my bankruptcy.. I nearly prefabricated it without trouble, but I kinda ran out of money during my terminal quarter of edifice and couldn't ready up with the payments. On my assign inform most those assign game I paying soured it says, "Settled, less than full balance." And yes, I do hit Sallie Mae and some polity loans, so I module be trusty not to be late. I WILL NEVER EVER BE LATE ON PAYMENTS AGAIN! Hey guys, I don't NEED a loan. lol
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