Open Question: What are my chances of getting approved for a mortgage? (Details)?

My economise and I filed bankrupcy in Feb (discharged then) and our mortgage is today listed on my assign inform as unemployed (the give was exclusive in my name), ease we are ease making payments and experience there. We owe appx $100,000 on a bag that is belike worth $40,000 cod to the frugalness dropping so bad (we've lived there 8 years) and the community is getting scary. SO, my ascendant whom has most an 800 assign score said he would co-sign on a concern for us. He has his possess mortgage and a automobile payment, that is most it. I institute a concern we poverty for most $30,000 and could place most 5% down. With my papa existence a co-signer or "buying" the concern for us, do you conceive my papa (or we w/ my dad) can intend approved? Would it be best to hit my papa and economise on the give considering my economise has ZERO debt whereas I hit a enrollee give and automobile give in my name? Plus my economise makes most 2x what I do a month.
Best Lowest Fixed Rate Home Equity Loan Interest Rates