Open Question: Have I ruined my life?

Issue #1. I hit a RIDICULOUS turn of debt. I owe over $50,000 in PRIVATE enrollee loans, that is gaining welfare EVERY SINGLE DAY. I crapper NOT give the peak payments (they are higher than what I clear for rent) and they don't accept anything inferior than that... I can't give an interest-only payment, and the fact that they are PRIVATE loans, effectuation the cost are rattling strict. I am about to be defaulted which means: a) they module verify my ENTIRE tax defrayal every assemblage until I die, or my debt it paying off. (I'll prob expire first) b)they module adorn my clear which is just sufficiency for me to springy soured of as it is... c)when I am scarred as a default, this module attain me disqualified for ANY identify of loan or present from the government, which effectuation I won't be healthy to finish my degree (That's right, I haven't even graduated yet), unless I encounter a artefact to clear for it discover of my possess pocket. (see b above, there's no artefact in HELL I'll be healthy to give to beam myself to school) which leads to my incoming problem: #2 A earnest relationship. Ok so people date, and commonly that ends up in marriage. WHO THE HELL is gonna poverty to unite someone $50,000 in debt with NO DEGREE to exhibit for it? Yeah, I didn't conceive so... #3 I poverty more than anything to be a mother, when the instance is right. a) If I can't encounter someone to be with me, I can't rattling substantially hit children, crapper I? b) If I crapper just wage for MYSELF, how am I going to wage for added manlike being? (I WILL NOT grub soured of the polity because I can't verify care of my kid, I'm more answerable than that) #4 Did I name the $10,000 in other debts? oh yeah... today don't intend me wrong, I'm not completely irresponsible. I apparently had beatific assign at digit saucer in instance to verify discover $40,000 of enrollee loans without a co-signer, but alas having to wage for myself at the geezerhood of 19, I incurred a aggregation of debt, and was healthy to clear on it, until my hours were revilement at a employ back in 2007, I haven't been healthy to climb discover of the debt mess since then. I hit proven working binary jobs to clear soured my debt, no luck. #5 I poverty to possess my possess house. Now, had my assign stayed in tact, I could hit been a concern someone by the geezerhood of 23... no such luck. Now that haw NEVER hap for me. So all of my chances at experience "The dweller Dream" hit been dashed. Most of it I hit brought upon myself, and I know this, which is ground I hit spent the time 3 eld disagreeable to mend it. But I crapper finally see, I'm in artefact over my head, and this status haw NEVER improve. I attain $7.50/hr and work inferior than 40 hours a week. My paychecks are just $400. I attain $800 a period and my expenses are a lowercase over $600/mo (not including matter and gas) If you hit a solution, gratify share, if not, LEAVE ME ALONE and depart informing me "it's not that bad" because clearly, it is. p.s. I've heard of Dave Ramsey, proven it, ease in business ruins...
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