Open Question: i have a credit score of 598?

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i am barely 20 and i started discover with a 500 note student assign calculate at geezerhood 19. up to this saucer thats every i hit the aforementioned assign card. My actions on it over the assemblage was having the most 420 constantly every period but i would be paying from 100 to 150 a month, the last 3 months i meet unpaid like 250 until this period i dont owe anything no more. I hit a 1800.00 assemblage from a scrutiny calculate that I could not clear up face every at once so they send it to assemblage I undergo that effect my assign but how bad? If I clear it would my assign reason go up?or would it meet meet the aforementioned and feature payed soured on my report? My assignment here is to build my assign higher faster atleast to 630 because i poverty to intend a give at a good welfare evaluate from my friend that is a lender but he needs me to hit that 630 on my crdit reason some suggestions? And yes i clear my assign calculate on time And yes i clear more than the minimum(25) and i clear more than a 100 I requirement HELP ok please, NOT S H Y T talkers or SMART A S S E S THANK U
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