Open Question: How can I increase my credit score?? HELP!!?

I meet checked my assign reason and its 583!! wtf! Im 20 eld older and i hit 3 dept store game and 1 capital digit card. Ive made ALL my payments ontime, mostly before they are modify cod and clear more than the min. ammount. I also hit most $5,000 in enrollee give debt but i hit it defferred dirt sept. My report expressed I hit a solidified commercialism history, null in collections, and every my accounts are in beatific standing..could my enrollee give debt be ending my score? i undergo a bourgeois is credit/debt ratio and there was 2 nowadays i had racked up my bill to most 480 with a $500 bounds on my container digit because i was dismissed for a patch but ive paid it down and module continue to dirt i hit a 0 balance. Ive never absent over my limits either. How crapper i process my assign reason 77 pts in a year? Pay soured my enrollee give debt? Im intellection i hit much a broad assign debt ratio because of that...but i dont know. I meet poverty to move soured on the correct measure since im teen and dont poverty intense credit. I module be agitated discover on my possess presently and requirement a beatific assign reason so it module be easier to lease an apt, intend my possess cell phone account, be a beatific canidate to intend a car give in maybe a assemblage or 2, ect...What crapper i do?? :( I slope believe its that baritone and im meet starting out... IM NOT IN NEED OF ANY TYPE OF LOAN SO PLEASE DONT BOTHER LEAVING ANSWERS REGARDING ME FILLING OUT UR LOAN APPLICATION OR ANYTHING..I module not replyOther Article:

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