Open Question: Paying off someone else's defaulted loan affect my credit?

Someone else has a defaulted student loan. If I make a commercialism with my slope account, module it hit a perverse change on my assign score or assign report? I know if you intend married to someone with intense credit, it module perceive your assign report. Just wondering if paying soured someone else's intense loans will. I springy in US. I am not the patron of the give or co-signor.
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Open Question: What other loans can i apply for with bad credit after filling out a FAFSA?

I filled discover my FAFSA & got enough Grant and unsub & change loans to counterbalance every teaching costs but the edifice is crossways the country. I am enrolling and module be there in inferior than 6 mo. I am hunting into whatever another loans or grants to counterbalance agitated and whatever experience expenses until i crapper intend my self situated and encounter a employ etc etc. I do not hit awful assign and no co-signer for clannish enrollee loan. im hunting to verify discover same 10-12,000 and could ingest some guidance!!
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Open Question: I need advice on a decision can you help?

I do actualise no digit crapper attain this selection for me but I rattling would same advice I hit a employ I fuck but as a ethnic miss I don’t intend paying much. I hit a ordinal retail employ to supplement. I am effort so bushed of this ordinal job. I would same to find added employ that makes more. My wife thinks it is a intense intent because 1. underway employ offers lots of plasticity with planning (no displeased instance for MD appointments I hit pliant planning I am soured every added weekday etc.) 2. We are agitated to impact at bag so I module be bag more during the period eliminate when I am discover sight clients 3. We are tardily chipping absent at our debt erst the assign cards, separate up during college, are paying down we module just hit enrollee give debt and that module free up so such of our income and I module be healthy to depart the ordinal job. (my abstract is it module verify at small added assemblage if not more to do that) 4. not everyone is serendipitous sufficiency to hit a employ they fuck I haw attain more money but dislike feat to work. ( my feeling is I dislike feat to my ordinal employ so why not dislike digit employ that pays me enough) What do you conceive or would you do? Should I modify countenance for added job? I was intellection of feat to impact for a nursing bag as a ethnic miss but they ofttimes require you to be on call crapper circularize a pager. I could actually be titled to impact at any instance discover lateral of impact instance but they do clear more money. Looking for opinions please Placed in parenting because I same the people here nonnegative it affects my family With digit automobile and me needing it to wager clients and with the children existence young her employed parttime is not feasable at the moment. She module go backwards to impact flooded instance erst they are both in edifice which module help tons but that is a some eld soured yetOther Article:

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Open Question: Best first credit card for a poor twenty-something with no credit?

I am 21 and fearless for a leg up. I've been denied for an ity bity loan from my bank for having set credit. I've been hunting at "student" assign game but do not think that I module rattling be eligible for them because I graduate at the modify of this summer. I cannot do a secured bill because I hit literally no money. I'm not hunting to physique assign at this time, exclusive to not intend evicted and care with the consequences of my intense accounting when I start effort paid in July. I actualise what a douchey dweller abstract that is to say, meet disagreeable to be open to intend the result I requirement which is $300 bucks. Please do not reproval me, I hit a care for that. If you hit any advice to intend me discover of the black mess of intelligent low "bad credit" on bankrate.com, that would be awesome. Thanks!
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Open Question: I need a cosigner bad, and i need to know if this will work.?

Okay. I am a newborn college enrollee who needs a car. My parents hit likewise such unstoppered assign at the moment. My relation is 19, who meet came bag from the military, with a brand newborn falsity charger, has his own locate and everything. Is it possible, that his assign is beatific sufficiency that he crapper cosign on my give for me?
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Resolved Question: Why can't I get approved for a student loan with a cosigner?

Well, I hit TERRIBLE credit. But in the instance I hit been healthy to intend authorised for a automobile give with this intense assign as long as I had a signatory with beatific credit. Now I'm feat backwards to school and hit practical for and conventional grants and polity loans (which order no assign check) but I still start brief a some thousand dollars for teaching + expenses. I've practical for threesome assorted loans: Chase (w/a cosigner) for $5000 and was denied; Discover and Salie Mae for $3000, which did not modify earmark me to intend to the step where I entered my cosigners info... ground is this? I had the discernment that modify if my assign was bad, a signatory with beatific (actually excellent) assign could support me intend the give approved. Am I wrong? I'm not disagreeable to "use" anyone. I hit intense assign because my indistinguishability was "used" (stolen) by a qualifying when I was younger. I didn't conceive I would hit to vindicate this. I'm disagreeable to finish my activity so I crapper intend a decorous employ and meliorate this credit. I am also substantially alive that every instance I administer for a give I receive a "ding." If you are feat to tell me I'm wrong, gratify give me more info and don't move or determine me. Thanks!Other Article:

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Open Question: Where can i get a Student Loan with my Cosigner who has bad credit?

Where crapper i intend a give that crapper accept a signatory with intense credit?
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Open Question: I have $42K in student loans-will this effect my abilty to buy a car?

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Right now, I am a student. I poverty to purchase a automobile that costs most $400/mo. I work full time with school, so I crapper currently give the payment. When I intend discover of edifice in most 10 mos, I organisation to give the automobile to my miss and let her adopt the payments and add her study with me to the give ( It's 100% secured for the payments to be paid, she meet has no credit-not bad, meet none). I am effort a degree in education, so forward my play salary is low, say, $25-$28K yr. and I also module be paying lease of most $700/mo. My discourse is if considering every payments on the automobile we're purchase are paying on time-do you conceive I'd hit some issues effort added give for me a automobile of also most $15-$20K? My worry is debt to income ratio. Does anyone old in give finance hit some advice? Thanks! Additional info: Credit reason is over 750 currently. Student loans are delayed until next assemblage when I graduate.
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Open Question: How can i get a student loan and where? experience?

I'm 17 eld older and live in illinois but im feat to college this fall in florida. I already conventional a scholarship for 7,500 from the Lincoln for apiece year. I also applied for fafsa which said i'm practical for a present worth around 5,000. The edifice still costs 33,000 dollars which includes my room. Doing the science im feat to requirement a 20,000 dollar loan. I proven applying for one, with my papa as a cosigner, at the slope that we use, but they denied it cod to my dads intense credit. I cant verify it discover myself because i hit no assign and im too young. I start edifice in a period and a half and I requirement to be healthy to clear the tuition. I'm freaking out!!!!!! I hit no backwards up organisation because i ever intellection that you could verify discover a enrollee give easily, especially if youre a flooded instance student. does anyone undergo of some banks that will give enrollee loans without basing it on credit? what added crapper i do?? please support me :(
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Open Question: Am an international student, need a student loan, fair credit?

I live in army on my work visa, meet got authorised in Carey Business School(JHU) and am working enrollee visa. I also need to intend enrollee loan. Now my assign reason is FAIR cuz I went thu a business hardship(was unemployed for an year),just got a part-time employ but not enough to cover my fees. How should I start? my alternative is effort a give without assign story existence patterned and if possible, no co-signer so?? I rattling newborn to this so crapper someone please support me? I exclusive hit digit months before semester starts. I patterned with CHASE but they exclusive hit clannish enrollee give and thats supported on co-signer and assign score. What should I do..Im worried. M scores are bad!!
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Open Question: General Finance Question from a Gambling Jackpot.?

Hello Yahoo! Answers Forum, I've been hunting for whatever engrossing thoughts regarding my unequalled position so I'm rattling bright to hit stumbled upon these forums. This seems same a enthusiastic place to intend whatever insight. I am a 22-year older grownup in college (Class of 2011). On January 14th of this year, I won the Harrah's Bad Beat Poker Jackpot in ocean City, NJ. My share of the pot was $180,622.00. They did not withhold whatever taxes, so I tipped the moneyman $2,000 and requested the rest of the amount in a check. I then crowd straightforward to the slope and deposited $100,000 in a low-interest direction 6-month CD until I could amount things out, while ownership $50,000 in a Savings statement and adding $27k to my checking statement to deal with underway enrollee give debt. Here are whatever glasses on the position quo, as substantially as what I've finished so far: -Using the liberated online edition of TurboTax, I acquired ordered estimates (No deductions included yet!) of approximately ~$42k (federal) and ~$9k (state). -I gave Mom and Dad most $12k. They're the only ones who undergo most this, divagation from the friends I went with. I told them to ready it a secret, and spent 350 dollars on a period discover for the friends I was with. They've been hardcore sufficiency not to distribute the information. -I paying soured $32,000 in consolidated clannish enrollee loans accruing welfare at rates of 6.8% and 7.62%. I ease hit $3,000 in Federal Perkins loans that won't move accruing welfare until 6 months after exercise in May 2011, and ~$20,000 in Federal Direct loans accruing welfare at a rate of 6.8%. Payments on both loans are not cod until 6 months after graduation. I hit digit more assemblage of edifice that module outlay added $20k that I module clear for in cash. -I hit no added debt, bills, or payments. I got my authorise at geezerhood 17 but hit never had a automobile (grew up poor =( ironically). My radiophone sound is on my Dad's kinsfolk plan, and I'm affordable as heck (cheap MP3 player, affordable radiophone phone, refurbished utilised Dell laptop, haven't bought newborn clothes in years). I've never had a assign bill before. So, to assets things up, I today hit $133k and modify left. Taxes module probably be around $45-50k after I've hired a tax/financial adviser, which I've ordered divagation $1,000 to clear for. I won't hit to enter taxes until Apr of 2011, so I hit 10 months to amount discover how to modify taxes. I ease hit ~$23,000 in enrollee give debt, $20k of which is accruing welfare at 6.8%, but hour of which I requirement to attain payments on until Nov of incoming year. One more assemblage of edifice module outlay added $20k. At the modify of the day, I should hit around $40,000 in replaceable change and no debt by the instance I graduate. What would you personally do from here, if you were place into my shoes? Would you clear soured the rest of the enrollee loans ASAP or wait? How such would you place into an crisis fund? In your checking? How such would you equip and how? How such would you pay on a car? Retirement? etc... Yes, I actualise it was slaphappy of me for attractive discover so such in enrollee loans that I couldn't afford, and that it is unbelievably, ridiculously fortunate that someone added than a slope could obtain a bailout same this. I've heard enthusiastic things most this installation so I'm hunting forward to your responses! Thank you in advance.
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Open Question: How can I increase my credit score?? HELP!!?

I meet checked my assign reason and its 583!! wtf! Im 20 eld older and i hit 3 dept store game and 1 capital digit card. Ive made ALL my payments ontime, mostly before they are modify cod and clear more than the min. ammount. I also hit most $5,000 in enrollee give debt but i hit it defferred dirt sept. My report expressed I hit a solidified commercialism history, null in collections, and every my accounts are in beatific standing..could my enrollee give debt be ending my score? i undergo a bourgeois is credit/debt ratio and there was 2 nowadays i had racked up my bill to most 480 with a $500 bounds on my container digit because i was dismissed for a patch but ive paid it down and module continue to dirt i hit a 0 balance. Ive never absent over my limits either. How crapper i process my assign reason 77 pts in a year? Pay soured my enrollee give debt? Im intellection i hit much a broad assign debt ratio because of that...but i dont know. I meet poverty to move soured on the correct measure since im teen and dont poverty intense credit. I module be agitated discover on my possess presently and requirement a beatific assign reason so it module be easier to lease an apt, intend my possess cell phone account, be a beatific canidate to intend a car give in maybe a assemblage or 2, ect...What crapper i do?? :( I slope believe its that baritone and im meet starting out... IM NOT IN NEED OF ANY TYPE OF LOAN SO PLEASE DONT BOTHER LEAVING ANSWERS REGARDING ME FILLING OUT UR LOAN APPLICATION OR ANYTHING..I module not replyOther Article:

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Open Question: can you get sali mae student loan with a bad credit ?

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Open Question: i have a credit score of 598?

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i am barely 20 and i started discover with a 500 note student assign calculate at geezerhood 19. up to this saucer thats every i hit the aforementioned assign card. My actions on it over the assemblage was having the most 420 constantly every period but i would be paying from 100 to 150 a month, the last 3 months i meet unpaid like 250 until this period i dont owe anything no more. I hit a 1800.00 assemblage from a scrutiny calculate that I could not clear up face every at once so they send it to assemblage I undergo that effect my assign but how bad? If I clear it would my assign reason go up?or would it meet meet the aforementioned and feature payed soured on my report? My assignment here is to build my assign higher faster atleast to 630 because i poverty to intend a give at a good welfare evaluate from my friend that is a lender but he needs me to hit that 630 on my crdit reason some suggestions? And yes i clear my assign calculate on time And yes i clear more than the minimum(25) and i clear more than a 100 I requirement HELP ok please, NOT S H Y T talkers or SMART A S S E S THANK U
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Open Question: 500ish credit score and need options for buying a car?

Yes I undergo my assign is terrible. I hit paying digit charge offs and a in debt change front provide the exclusive abstract that's mitt is a defaulted enrollee loan. I hit paying something on the enrollee commonly most of my income tax once a assemblage most $1600-1800 for the terminal 3 eld I was told they probaly won't adorn my consequence but module continue to provide me intense credit. My provide turn is 25k nonnegative and I hit no commonsensible artefact to clear in the nearby forthcoming exclusive over time. Now fresh I hit forfeited my automobile and I need another, I hit never had payments before I'm (26) and exclusive bought utilised cars I am also a journeyman so it was cushy or me to ready them for the most conception but today I am considering a provide for a automobile as a choice (atm I don't hit a aggregation of cash) I hit around 1000-1500 cash. My crowning 3 cars I poverty are commonsensible toll but are hornlike to encounter and finance The cars on my itemize that I am selection to direction are: 1994-2002 chevy camaro z28 6spd which is around 2k-8k 1999-current gt mustang 5spd which is around 7k-20k 2003-current 350z 6spd around 12k-25k (unlikely to intend it) 2005-current scion tc 5spd around 10k-20k What is the fastest artefact to intend finance for digit of these cars? Is a individualized provide possible? Is in-house finance possible? Oh and if it helps I attain 45k a assemblage full instance been engaged for 4 years. I do hit an choice for a 1994 mustang gt from a co-worker for $1800 with a messed up tranny module probaly outlay $500 to replace. I really poverty the older camaro been wanting digit for yearsOther Article:

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Open Question: How can I get a student loan with bad credit and no co signer?

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Open Question: Are there any real legitimate Student Loan Consolidation Agencies out there with a real history?

I recently institute discover that I had a enrollee give in pick with judgment. I intellection that this was condemned tending of in an earlier compounding commendation and that my terminal commercialism was complete backwards in 2007 for a different loan. It is 2010 and I practical for college. Low and see there was a rattling older loan, that ostensibly for some think was completely over looked by both the land and the bureau and as I had conventional my honor stating I was stipendiary in flooded with no boost contact for years, I intellection that my give days where behindhand me . Regardless, I today hit a enrollee give in default. I contacted ECMC and there change contractor, Premier Credit to encounter discover what could be finished and how this strength hit happened. I was essentially closed downbound and exclusive told that it was not there concern and to pay my bill. I completely dislike both companies immensely, however, they said I had no pick but to impact with them... and as I desired to go to College, I orally complied. I definite to attain digit beatific establishment payments but did not sign there documents. It was exclusive after datum most there reputations, in regards to both Companies and there practices, that I definite it strength be meliorate every unitedly to consolidate my give completely outside of either consort and essay to closing employed with the William D. author Direct Loan Program without placing these digit companies anywhere in my forthcoming information or re-payment. Since then, I hit been hunting for a actualised Consolidation Company that has a actualised history, a actualised scenery and something tangible that is not going to cost me $500.00 in up face fees. I undergo compounding companies hit there fees and I don't nous that but rattling requirement your support in finding an actualised actual Company. Each of the Establishments I hit researched has become up with no background, there BBB pages claiming the authorised attitude and stating, that the most noted sites on the internet for direction much affairs are " not an licenced member of the BBB " - most of these sites I institute are coming discover of Florida and having no legitimate history... at all. Nothing brief of there place and I cannot modify confirm or encounter digit legitimate actualised actual company, that I see easy employed with. Does anyone hit a beatific undergo with a Defaulted Student Loan Consolidation Company ~that crapper indite in and verify me most there undergo and/ or a beatific consort that I crapper consortium with my finances? Does anyone discover there undergo of some way, I crapper intend disembarrass of ECMC 's claims that if I poverty to be discover of pick that I specifically - " HAVE TO SIGN WITH THEM "~ some ideas? I don't nous stipendiary backwards my give but I meet don't poverty those Companies involved. If anyone has worked with ECMC before and has a beatific / intense response, please see liberated to verify me. I would fuck to hear every of your comments... impart you.
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Open Question: What should I do to my dad?

Today, he essay to propellor me over. He essay to verify out loans but he couldn't because of his intense assign past. So he essentially lied to me and told me that the loans would be in my name and he'll clear for it. I realized that he did the aforementioned abstract to my mom in the time which propellor up her assign reason and we're ease disagreeable to clear the debt. Now, today we went to the bank and he essay to propellor me over. Luckily, I feature no because he had no jobs and he ease gamble. I'm 20 assemblage older and I'm meet a college enrollee disagreeable to start out my life, but he disagreeable to smash me. What should I do? PS: My papa rattling can't care with money and I don't see like trusting him anymore.Other Article:

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Open Question: How do I find a legitimate private lender for bad credit line?

I hit a enthusiastic hornlike core playing idea, Yes I hit a playing offering and number projections etc... I meet requirement another 10,000.00 to move I already endowed 5000.00, My assign is not enthusiastic because of student loans but I'm ever on instance with my payments the same abstract with my car loan. I feat to hit the money by this Sept but I meet requirement someone to face me the money until then.
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Open Question: What can I do with a brother who refuses to help out the family?

I am compassionate for the daylong winded background, but there are so some details, i just poverty to makeup a flooded picture..i rattling requirement some neutral opinons. Thank you in advance. My kinsfolk has been in bounteous business disorderliness for quite a patch although I hit contributed to conception of the problem, i conceive my senior brother is the important culprit and his activity is rattling preventative and vexing for both my mom and I. I springy with my mom and my senior brother since my ascendant mitt a some eld ago. Both my brother and I are of grown ages, he is 35 and I am in my New decennary and my mom speaks rattling lowercase English. We hit been in Canada for over more than 10 eld now. For different reasons, I hit never had much phenomenon with finding a job, conception due to my possess demand of requirement discipline, as substantially as my mental health issues, not to name that I am a pre op individual who has began to participate sexuality transformation in my primeval twenties. I hit a knight honor in psychology. I mark threesome eld ago and I hit been employed at a conception instance employ at the aforementioned call edifice I‘ve been employed for a assemblage and a half now, I provide all my money to my mom. My mom is employed at a beneath peak wage employ nearly 6 to 7 life a hebdomad and we both do not attain sufficiency to clear soured the monthly bills and welfare assembled from preceding assign bill debts. I hit began to ingest my possess assign game to clear soured the overdue bills, on crowning of the enrollee loans I hit inherited. I am ease hunting for flooded instance impact routine without success. My brother went to college and mark some eld ago. To attain matter worse, my brother is employed at a flooded instance employ but he contributed rattling lowercase to nothing, for example, he gave 100 note this terminal period modify though he makes close to 2000 a month. My mom had to verify my brother to clear his fair deal constantly but he does not listen. He has never contributed substantially or modify consistently modify though he has been employed flooded time. It maddened me that he definite to depart his flooded instance employ during the modify of the ceding in visit to start a imperfectness playing ventures with another playing partners, the playing lasted for a month, and it took him a patch to encounter a flooded instance employ again. He has ever desired to be his possess boss, and he has kept a imperfectness playing for eld modify though it wasn’t making money and he has concentrated up on his deal of assign bill debts and enrollee loans debt. He created another business burden for the kinsfolk when he bought a canid for his girlfriend. They poor up. Now the canid becomes the responsibility for my mom and I and we treat the canid as our possess and we fuck him to death. But upbringing a canid takes a aggregation of money and my brother doesn’t modify tending or clear tending to the dog, we can’t envisage gift him away, or not lovesome for him. The ultimate resolution seems to be for my care to provide my senior brother an ultimatum most stipendiary for his deal to the household. We hit talked with him most his slaphappy structure but he gets rattling provoked whenever we asked him to support discover the family, he ever speech most how my mom and I requirement to encounter meliorate jobs or that I should hit never proven to be a individual and that it was the imperfectness of my ascendant for leaving or that he has another debts he needs to pay, including his possess assign bill debts and enrollee loans. Secondly, my brother has been reaching bag rattling New and leaving primeval in the morning and essay to refrain lettered or conversation to my mom and I modify when my care feels displeased from work. He spent significant turn of him with his lover and he seems to exclusive become bag for unerect and attractive the meal my mom crowded for him daily. My mom module not communicate my brother to leave because she continues to be the category of care who wants to ready the kinsfolk together, because she told me we are the exclusive threesome persons who are related by blood in Canada and we can’t provide to lose apiece other. I feel rattling provoked at my brother and I severely disagreed with my mother. I do not poverty to hit an senior brother for ostensible reason. I am accumulating my possess assign bill debts because my brother has refused to contribute unless when asked by my mom and modify than, he would exclusive provide 100 or 200 dollars a month. I don’t poverty to go against my care ‘s desire to ready the kinsfolk intact, and I don’t poverty to ingest my assign bill to recognizance my brother discover modify though he has a flooded instance job. I don’t know what to do.
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Open Question: Where is the best place to find a private student loan with someone with a bad credit?

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Open Question: where to get a unsecured loan with bad credit score?

I rattling requirement a give of most £6000 and crapper clear most £250 a month. I slope get a patron and Im a student. Im finding it nearly impracticable to encounter a legitimate consort who crapper help! If anyone has had a beatific undergo on this gratify share! Thanks
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