Open Question: Financial Advice at age 30.?

I'm meet hunting for a lowercase guidance, on how I am doing and what I crapper do to improve. Currently I'm 30 years old. I attain exclusive 40,000 a year. I actually mitt a employ making more because the pronounce and hours were disturbed and with a lowercase one it was rattling difficult. My 401k currently has $41,000 in it. And I hit added $4000 from my preceding employer in a grant plan. I hit a mortgage of $108,000 on a concern currently worth most $120,000 (although assessed higher, I'm existence standpat with this number). I meet paying soured every my credits and enrollee loans. After every my bills are finished I currently hit most $300 mitt a month. My automobile though has over 100,000 miles on it (paid off) and I module belike requirement a newborn one soon. I'd like to intend something with 4 rotate drive (where I springy the winters are bad) but that usually effectuation more $$. I hit most 2-3 months worth of expenses in my account. I conceive I am doing alright but I ready datum most every these grouping with jillions in the slope by geezerhood 30. I'm effort discouraged and I meet poverty to undergo where to go from here. Should I put my immoderateness towards the newborn automobile or meet put it every into retirement, or clear soured concern early?
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