Open Question: Auto loan without cosigner / credit question.?

Im a college enrollee who is disagreeable to physique up assign from scratch by effort a assign bill with small limits. ( secured if worst housing ) I requirement a automobile for a college If I were to change to college. I hit no assign nor co-signer. and I've heard from binary people saying that Dealers module intend you the loan. but with broad % APR paying 10~20% apr. Im ok with the broad welfare . because I undergo my situation Im disagreeable to intend a give for $10000, and downpay most $4000 to acquire a $14000 car. Does the "lender" which dealers encounter you. apply the welfare evaluate for $10000 ? or some randomly preposterously broad $ turn ? It module be rattling adjuvant If somebody with an undergo same this could answer. Thank you I've heard that dealers intend grouping with no credit/bad/no-cosigner/ a give from digit of those "scam-looking" give consort ( looks same a retail store) with Enormous and Ridiculous Apr %. and
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